You can follow the following steps to avail the loan:

Select the appropriate bank or financial institution for the loan. You will have several options depending on your location.

Apply for loan. You will be required to fill the loan application form and you will be required to provide your personal and financial details.

The financial institution will verify your details and check your credit report. They will take a decision on whether to approve you a loan on the basis of your capability.

If your loan is approved, you will be required to sign a loan agreement with your loan amount and interest rate.

After loan agreement, the financial institution will transfer the loan amount to your bank account.

Remember that taking a loan is an important personal finance decision, so you need to approach it keeping in mind your financial position and capability.